I am having the same issue as Southerngravy on my 2016 MKX Reserve. Looks just like his picture, peels all the way down to the black color. One wheel was like this when I purchased the car and the dealer replaced it without question. I took the car back in today with another wheel doing the same thing. They took pictures to submit to Ford for replacement. This seems to be an issue, I was talking to another MKX owner at the dealership and he had to replace a wheel as well. My 2016 MKX Reserve only has 13k miles. I should find out in the next few days if the warranty will cover it. The wheels are very expensive.