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Lincoln Extended Warranty - Worth It?


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25 replies to this topic

#21 OFFLINE   enigma-2

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Posted 11 October 2017 - 11:12 PM

I started by Googling "ford extended warranty". One of them (forget which) had a box to enter a code. You click "get code" and come by email. Enter it and they dropped 5% or 10% (forget which).

Business officer was impressed that I brought in several quotes to match. Asked for copies (let him keep my printouts). He's going to look into setting up an Internet website to offer extended warranties throught the dealership. Said they could match these on-dealers prices.





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#22 OFFLINE   thisguy159

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Posted 12 October 2017 - 08:13 AM

Correct me if I'm wrong but the car warranty is 5 yrs 60k miles and the addon is 2yrs 24k miles.  That is how I remember when it was offered to me, the dealer got down to $1300 for it because I kept say no...still said no.  I do not think a warranty is worth it unless it 48-60 months past the manufactures warranty.  Car with 84k in miles is still a low mileage vehicle this being 2017 not 1993 or 83 or 73.



#23 OFFLINE   akirby

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Posted 12 October 2017 - 08:44 AM

Correct me if I'm wrong but the car warranty is 5 yrs 60k miles and the addon is 2yrs 24k miles.  That is how I remember when it was offered to me, the dealer got down to $1300 for it because I kept say no...still said no.  I do not think a warranty is worth it unless it 48-60 months past the manufactures warranty.  Car with 84k in miles is still a low mileage vehicle this being 2017 not 1993 or 83 or 73.

 

On the Ford ESPs it's based on the total time and mileage.  E.g. a 7 yr 100K mile ESP is really only a 2 yr 40K mile warranty on the powertrain since the factory warranty covers the first 5 yrs/60K miles.  You do get a longer warranty on non-powertrain components (additional 5 yrs/64K miles) but note the ESP is not bumper to bumper and doesn't cover everything.   IIRC the vista roof may not be covered.    The free rental car is nice.

 

Just make sure you know what you're buying and what is or isn't covered and for how long.  And don't forget the factory warranty.



#24 OFFLINE   thisguy159

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Posted 12 October 2017 - 09:57 AM

On the Ford ESPs it's based on the total time and mileage.  E.g. a 7 yr 100K mile ESP is really only a 2 yr 40K mile warranty on the powertrain since the factory warranty covers the first 5 yrs/60K miles.  You do get a longer warranty on non-powertrain components (additional 5 yrs/64K miles) but note the ESP is not bumper to bumper and doesn't cover everything.   IIRC the vista roof may not be covered.    The free rental car is nice.

 

Just make sure you know what you're buying and what is or isn't covered and for how long.  And don't forget the factory warranty.

Yep that sounds right it was 2 years I didn't like.



#25 OFFLINE   akirby

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Posted 12 October 2017 - 10:40 AM

I think some people forget about the factory warranty and just see the 7 yr/100K mile and think they're getting that much coverage which sounds like a much better deal.

 

And on a Lincoln it's only a 3 yr/50K mile warranty on the non-powertrain components since the Lincoln B2B is 4/50.



#26 OFFLINE   enigma-2

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Posted 12 October 2017 - 01:33 PM

The one other elephant walking through this thread is that you can continue to purchase additional warranties after the OEM and original extended warranties expire.

Heh, not to belabor this, I received a card in the mail reminding me that my Lincoln Extended Warranty was expiring this month; and offering to extend it!

They offered a "premium" version and a "standard" version. Had the Lincoln logo on the card and talked predominantly on how this was being offered for my Lincoln and honored by all Lincoln dealerships.

So I called. Turns out its billed by the month. Very slick hustler went through all the stuff it covered (almost everything).

Here's to bottom line. It's NOT a Lincoln Warranty. It's an off brand that's using the Lincoln logo to sucker you in. Now for the good part. The best warranty cost $284/month for 36 months. That comes out to well over $10,000. (("Oh he'll yes, sign me up")). Took the card over to my local dealer and they were ~v e r r y~ interested in the company. Buyer beware.
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